WELCOME TO CARTE BLANCHE REAL ESTATE
MEDITERRANEAN ACCREDITED REAL ESTATE COMPANY CARTE BLANCHE REAL ESTATE SEARCH SMART FOR YOUR DREAM PROPERTY FOR SALE IN FRANCE, SPAIN , ITALY, BUY RIGHT SEARCH SMART USING OUR STATE OF THE ART PROPERTY FINDING FACILITY,We have been selling real estate in Catalunya & Spain and specializing in the South of France for almost 40 years registered. Real estate agents. We have many International clients looking to invest in a property in a prime locations in selected Mediterranean countries we are award winning Realtor – Real Estate Agent, specialist in coastal and ski mountain properly International realtors no 061223666 encouraging inward property investment into France & Catalonia. professional property advisers and personal private property shoppers. Our site is new and being updated and going to provide that alternate property for sale in the most desirable area with direct excess to the rated agent to help you. Here at Carte Blanche Immobilier, we have helped thousands of overseas clients to purchase property in France over the past two decades and know that the different buying process, language and laws can be confusing. This guide will give you an overall understanding of how the process works, to help you feel comfortable and confident with your purchase from the start. The French property purchase process may be different to what you are used to, but it isn’t usually complicated. As with anything, once you understand how it works, it becomes less daunting. Having an outline knowledge of the process from the outset, will help you to feel more at ease with your purchase, from initial search to final signing. Step 1. DEFINING YOUR SEARCH We all start somewhere and getting our search criteria clear in our own minds is the beginning of the process – it isn’t always easy! Some of us are very logical, others make emotional choices. A list is a good place to begin when trying to clarify what is important. When you have defined your search, it is a good time to drop an email, or pick up the phone, to the Sales Support Team. We know that every client search is an individual case. This is why the Sales Support Team work alongside agents in the field on every client search, to recommend hand picked properties that are tailored to each client’s specific requirements. All Carte Blanche Immobilier agents actually live in the area in which they work. Their local knowledge will be an invaluable tool in your search. Once you have selected the properties that you wish to view, the Sales Support Team will organise a viewing itinerary for your visit. WHAT’S RIGHT FOR YOU? To help you clarify your search criteria think about… Your budget
- How much do you have?
- Do you want to buy cash?
- Do you need a mortgage?
- Could a small mortgage increase the scope of your search?
- How many bedrooms
- how much garden
- what style of property?
- Renovation, redecoration or relaxation….
- A sea view?
- Complete privacy?
- A warm climate?
- To be part of a community?
- Winter sports?
- If there is something that you must have, it’s good to establish it as soon as you can.
- Contact a French bank directly
- Use a French bank who specialise in mortgages for expats
- Use a mortgage broker
Currency exchange Often, it proves more economical to conduct your currency exchange through a specialist currency exchange expert, rather than through your bank. If you want any help organising your currency exchange, your Carte Blanche Immobilier agent will be happy to help. Step 3. AGREEING YOUR PURCHASE If you want any help organising accommodation for your viewing visit, Carte Blanche Immobilier will be happy to help and recommend places to stay. Step 4. MAKING AN OFFER When you have decided on the property you wish to purchase, decide how much you can pay for it. It’s important to have all your finances (link to mortgage page) organised prior to making an offer. If you have any conditions to your purchase, for example you wish to fund the purchase with a mortgage; or only proceed with the purchase if you are able to put in a swimming pool, it is best to establish these with your Carte Blanche Immobilier agent at this stage. You should feel committed to a house prior to making an offer on it, and only ever offer on one property at a time. Once you have made an offer you should stop viewing other properties. Discuss your offer with your Carte Blanche Immobilier agent, they may have knowledge on whether the offer is likely to be viable. Your Carte Blanche Immobilier agent will negotiate on your behalf. Carte Blanche Immobilier agents are trained in negotiation and are supported by an experienced sales team at head office. Your agent will keep you informed on negotiations as they progress. At this stage, your Carte Blanche Immobilier Agent may ask you to sign an ‘offre d’achat’ to show your commitment to purchase the property. Once your offer has been accepted by the vendor, it is usual that they will not show the property to any other potential purchasers and will feel completely committed to selling their property to you. Your Carte Blanche Immobilier agent will immediately begin gathering the information required to draw up the initial sales document, which is called the Compromis de Vente. COMPROMIS DE VENTE The Compromis de Vente is the first of two legally binding documents which make up the French property purchasing process. This document will contain almost all of the information which is in the final Acte de Vente – what would be the Deed of Sale in England – (the document which you sign on the day you become the owner of the property.) Information contained within the Compromis de Vente will include:
- Full details on the ‘civic status’ of both the purchaser and the seller (full names, DOB, POB, marital status etc.)
- A description of the property, confirmation of the title deeds and confirmation of the plot references complete with surface area of the plots being sold (including buildings.)
- The agreed price, including estate agency fees, estimated notaire’s fees and the deposit amount
- Circumstances in which the deposit may be forfeited, obligations of the purchaser and declarations from the vendor
- Results of the DDT (Dossier Diagnostic Technique)
- A series of standard suspensive clauses, as well as any agreed additions
- A target completion date – this is not a confirmed completion date. It is subject to change in certain circumstances
- A list of any furniture or equipment included in the purchase, if applicable
CARTE BLANCHE REAL ESTATE HAVE ASSISTED HUNDREDS OF CLIENTS BUY & SELL PROPERTY. IF YOU ARE CONSIDERING BUYING OR SELLING – CONTACT US
ACCREDITED REALTOR – VIEW US ON REALTOR INTERNATIONAL & MOTTRAM.REALTOR
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